Nationwide cuts rates across mortgage range with lowest rate now 3.64%

Nationwide Cuts Mortgage Rates to 3.64%

Nationwide has announced mortgage rate reductions of up to 0.25 percentage points across its range of fixed-rate products for both new and existing customers. The updated rates take effect from Wednesday, 5 November.

Key Highlights

“Nationwide continues to offer existing customers who are moving home the same or lower rate than the equivalent rates available for new customers.”

Product Updates

Home movers and those remortgaging can benefit from reductions of up to 0.25% across multiple fixed-term options. Nationwide’s adjustments reflect its goal of keeping rates competitive across all borrower categories.

Author’s summary: Nationwide’s new mortgage pricing offers borrowers lower fixed rates across all terms, reinforcing its position as a competitive lender in the UK market.

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Nationwide Nationwide — 2025-11-04

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