Ally vs. SoFi® [2025]: More Account Options or Higher APYs

Ally vs. SoFi: Comparison of Account Options and APYs

Ally and SoFi are online-only banks offering higher APYs than traditional banks, with no account fees or minimums.

Both banks provide nationwide ATM access, with SoFi having higher APYs and Ally offering CD options.

We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network.

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Author's summary: Ally and SoFi compared.

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FinanceBuzz FinanceBuzz — 2025-10-16

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