Gallagher Re targets APAC cyber sector with adaptive reinsurance structure

Gallagher Re Targets APAC Cyber Sector with Adaptive Reinsurance Structure

Tier 1 reinsurers have shown early interest in the Asia-Pacific (APAC) region following Gallagher Re's introduction of a new cyber reinsurance framework. This flexible structure supports various reinsurance models, from facultative to treaty, and covers products such as cyber, technology errors and omissions, and cyber property damage.

Meeting Evolving Market Needs in APAC

The framework is designed to align cyber capacity with actual demand across all market segments, including personal lines, small and medium enterprises, midmarket, and large corporations. It lays the groundwork for developing tailored cyber solutions that fit diverse market conditions and client requirements.

Flexible and Modular Approach

Gallagher Re explained that the structure can accommodate different configurations such as white labeling, facultative, and treaty. This modular system allows reinsurers and cedants to adapt offerings to local market demands.

Minimum $15 million line for facultative reinsurance
At least $10 million line for white labeling and treaty placements

Growth Strategy for the Cyber Market

"Growth in the cyber market will depend on tapping international markets and developing new products rather than focusing solely on saturated regions."

Gallagher Re emphasizes that their framework helps the industry to "mine for growth" rather than "pan for growth," promoting a more sustainable expansion of cyber capacity.

Author's Summary

Gallagher Re’s flexible cyber reinsurance structure aims to boost APAC market growth by adapting capacity and products to diverse client needs and driving sustainable international expansion.

Insurance Business America — 2025-11-03