Global Cat Losses in 2025
According to Gallagher Re's Q3 2025 Natural Catastrophe and Climate Report, global cat losses are expected to remain manageable in 2025.
Despite this, the industry should anticipate annual volatility in losses going forward. The report notes that global nat cat activity was "relatively mild" in Q3 2025.
- Low frequency of high-cost events resulted in a year within annual catastrophe budgets for governments and the insurance industry.
- Tropical cyclone activity in the Atlantic and Pacific Oceans was quieter than expected.
- Q3 insured loss totals are estimated to be around $15 billion, the lowest total since 2016.
No direct quotes available in the text.
Author's summary: Global cat losses are manageable in 2025 but volatility is expected to persist.
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